AU Vacant Land

Liability coverage for landowners

Owners of vacant land are exposed to liability risks that can impact their investment and future construction plans. If the vacant land is financed with future development in mind, the lending organization will require the owner to purchase liability insurance. Even if the land is owned outright, liability insurance should also be considered to protect the owner’s assets from potential claims. The AU Vacant Land program is designed to provide property owners with liability insurance to protect against third-party claims. 

AU Vacant Land Product Highlights

  • Premises Liability Limits
  • Medical Payments
  • Water Hazard – Up to 1 Acre Permitted
  • Additional Insureds Added at No Additional Cost
  • Construction Activities Excluded
  • Structures Excluded
  • 3, 6, 9, or 12-month policies

Eligible Risks

  • Up to 500 Acres of Vacant Land
  • Land Must Be 100% Vacant and Not in Use


50 States

Financial Strength

“A” AM Best Rating Lloyd’s Paper


Commercial General Liability

Wide Range of Limits Available

Easy On-line Quoting Platform

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