AU Vacant Property

Coverage for vacant dwellings and commercial buildings. Covers up to 6 locations.

What makes vacant properties so unique to protect? Whether buying that dream home, selling a home, seeking a new tenant, or undergoing a renovation, vacant properties are at greater risk for theft, vandalism, fire, lightning, and water damage. Adding to this, when a home becomes vacant, a standard homeowner’s policy may not provide adequate or any coverage to protect against these risks. This makes finding and placing coverage challenging. AUGold is here to assist.

The AUGold online platform offers customized coverage solutions for these hard-to-place risks and other products supported by longstanding underwriting expertise and experience. We also provide unique features such as flexible policy terms and coverage for buildings undergoing cosmetic renovations.

AU Vacant Property Product Highlights

  • Package policies
  • DP1/DP3 & Basic/Special Forms
  • Theft coverage with DP3 and Special policy forms available
  • Theft of building materials with a $10K sublimit available
  • Vandalism and Malicious Mischief coverage available
  • Cosmetic renovation projects allowed if value of project doesn’t exceed 50% of the building value
  • Additional Insureds coverage added at no cost
  • Policy Term Options: 3, 6, 9 and 12 months available
  • Deductibles as low as $1,000

Type of Properties Insured

  • Single-Family Homes
  • Apartments
  • Condominiums
  • Commercial Buildings Package
  • Mixed-Use Buildings


50 States

Financial Strength

“A” AM Best Rating Lloyd’s Paper

Continuing Innovation

Platform Is API Ready!

Everything you need to insure your client’s Vacant Property is available on AUGold. You can also connect your system to our platform via an API for ease of doing business, eliminating the need for double entry and delivering quotes efficiently

Easy On-line Quoting Platform

Get a Quick Indication or Quote in a Few Minutes

Comprehensive Coverage

Package (Property & Liability) or Mono-line Property;
Theft & Vandalism Coverage Available

Write More Business with AUGold

For more information, contact our team: